Jose Antonio Borreguero
CIO of Unión de Créditos Inmobiliarios

Credit Scoring Cognitive Automation is the artificial intelligence solution that we have developed for UCI, with IBM’s Watson technology, to help the company improve, in time and quality, the analysis process for the granting of mortgage loans.

This application is capable of giving a real-time response to mortgage applications, automating 80% of credit decisions, thanks to predictive machine learning models, combined with risk policies and cognitive services that improve the user experience and capture new data.